Savannah Chatham County Public School System (SCCPSS): Employees' Benefits
click on hyperlinked topics for more information and forms
Employees who are in .50 positions and higher are eligible for medical coverage with State Health Benefit Plan and ancillary benefits provided by the District. The medical coverage provided by State Health Benefit Plan meets the requirements of the Affordable Care Act for minimum value standard (affordability) and essential minimum coverage.
All employees must make an election for coverage as a new hire and annually thereafter during the Fall open enrollment that takes place each October.
Cafeteria Plan Benefits
SCCPSS operates a plan designed under the Internal Revenue Service Code Section 125 to allow many benefit deductions to be taken from your pay on a pre-tax basis. This means that you are not taxed on the health, dental and vision coverage deductions that come out of your paycheck. You can also set up flexible spending reimbursement accounts with pre-taxed contributions to reimburse your dependent care expenses and unreimbursed medical expenses managed by our partnership with Continuon. Newly hired employees are required to submit enrollment applications for medical coverage with State Health Benefit Plan and with bswift for District benefits within 20 days of their hire date. Coverage is in effect on the first day of the month following 30 days of continuous employment. Your coverage for health insurance is through the Georgia State Health Benefit Plan (SHBP) and they provide the coverage, make policies and set premiums for the entire State of Georgia.
Enrollment for SHBP at: www.myshbpga.adp.com
Health insurance providers in the SHBP Plans in Savannah Area:
1-855-641-4862 www.bcbsga.com/shbp Blue Cross Blue Shield
1-888-364-6352 www.welcometouhc.com/shbp UnitedHealthcare
For 2018 Plan information
Click the following Link: https://shbp.georgia.gov/plan-options-programs
Once you elect your coverage options you are signing up for the entire year that ends 12/31 annually. You can make changes during the Plan Year only if you have a qualifying event defined as follows:
SHBP Qualifying Events.pdf
Health Plan Options- The State Health Benefit Plan (SHBP) is established for the benefit of school districts and other governmental employers by the Georgia legislature. SHBP operates through the Georgia Department of Community Health (DCH). SHBP and DCH determine the plan design, the monthly premiums, and the network providers. SCCPSS provides payroll deduction for your premium along with other administrative support: http://dch.georgia.gov/state-health-benefit-plan-shbp
Click Here for: 2019 State Health Premium Rate Sheet
Click Here for: 2019 Active Employee Decision Guide
Click Here for: 2018 Active Employee Decision Guide
SHBP 2018 & 2019 Summary of Benefits and Coverage & Plan Documents:
The Plan Documents contain the controlling terms and conditions for the SHBP. The Plan Documents include the Summary Plan Descriptions, SHBP Regulations, Board resolutions that establish premiums, policies, and other documents used to determine what benefits are payable under the Plan and who is eligible for the Plan. DCH is solely responsible for determining which documents are Plan Documents, and the vendors are required to administer the SHBP in accordancewith the Plan Documents. For employers that provide the SHBP through a contract with DCH, the contract is also a Plan Document. These documents include Benefit Plan 2018 Summary of Benefits and Coverage (SBC) documents for each vendor and tier.
To view the Plan Documents, please click on the link below:
Click Here for: 2018 Summary of Benefits and Coverage (SBC)
State Health has partnered with PeachCare for Kids. Please review the data below to see if you may qualify for the PeachCare Program:
PeachCare and State Health 10-2012.pdf
Affordable Care Act Information
Retirement Benefits - The retirement plans available to employees are established by the Georgia Legislature. The governing boards determine the plan design and employee contribution amounts. SCCPSS provides payroll deductions for your contribution and other administrative support.
District Sponsored Benefit Plans for New Hire Enrollment and 2018, 2019 Enrollment Website:
Teachers Retirement System of Georgia is the retirement plan that covers most employees. Effective July 1, 2012, members contribute 6.0% of their gross salary on a pre-tax basis to the plan. The District contributes 16.81% of pay for fiscal year 2017 (this percent will increase to 20.91% effective 7/1/2018). Benefits are earned after 10 years of credited service. Full retirement benefits are available after 30 years of credited service. The link below will allow you to view all the TRS documents such as TRS Members' Guide and Retirement Handbook:
TRS documents: http://www.trsga.com/publications
TRS Members Guide
Public School Employees Retirement System of Georgia is the plan that covers employees who are non-supervisory roles in Maintenance, Custodial, and Food Service functions. Members contribute $4.00 to the plan each month for 9 months (September-May) each year. Employees hired after 6/30/2012 are required to contribute $10.00 to the plan each month. Benefits are earned after 10 years of service.
Benefits Resource Center: bSwift
2018 District Benefit Guide
2019 District Benefit Guide
Ancillary Insurance Products:
Basic Life Insurance- The District pays for a $10,000 term life insurance policy with MetLife for each employee who works at least 20 hours per week. All you need to do is log on to bSwift and complete the beneficiary information on the website.
Supplemental Term Life & AD&D Insurance - You can purchase additional life insurance in units of $10,000 up to $500,000 in coverage with MetLife effective 9/1/2017. If you become disabled, your insurance may be continued with no premium payment provided that you file a timely waiver of premium application.
SCCPS MetLife Benefit Summary.pdfDental Reimbursement Plans are available through Ameritas for plan year 2018.
Dental Plan Information.pdf
Short and Long Term Disability
- Short term disability insurance pays a weekly benefit amount that you choose (40%, 50% or 60% of your current weekly pay) when you are unable to work due to illness or injury. Waiting periods are elected for 14-days, 30-days or 60-days for a disability up to 180 days. The monthly premium is based on the amount of benefit and waiting period you choose.
- Short term disability plan info
Long term disability insurance pays a monthly benefit of 60% of your regular pay (subject to coordination with other benefit payments) after 180 days of disability. The monthly premium is based on your age and salary. Long term disability also provides "additional services" for employees who elect the coverage.
Vision Care Insurance - EyeMed Vision Plan
The vision plan provides vision exams, lenses (or contacts), and frames at set prices when network providers are used. Ameritas EyeMed Vision Plan Participating providers will file claims for In-Network services. The employee must file a claim for reimbursement to receive an out-of-network benefit.
EyeMed Plan Info 2018.pdf
Supplemental Insurance - UNUM until 12/31/2018;
AFLAC will be effective 1/1/2019.
You may have health insurance through SHBP, but it may not be enough to cover out-of-pocket expenses associated with health conditions. That's where UNUM's supplemental insurance can help. The right coverage can help with doctor bills, hospital stays and even nonmedical expenses like child care and transportation if you're dealing with an accident, hospitalization, cancer or critical illness. UNUM coverage ends 12/31/2018 and is replaced by AFLAC similar products effective 1/1/2019.
UNUM Accident Plan Info 2015.pdf
UNUM Critical Care Plan Info 2015.pdf
UNUM Hospital Plan Info 2015.pdf
AFLAC Products effective 1/1/2019
AFLAC Accident Plan Information
AFLAC Critical Illness Plan Information
AFLAC Hospitalization Plan Information
Continuon is the District provider for Flexible Spending Accounts for dependent care and medical reimbursement.
Continuon Services Comprehensive Eligible Expense List.pdf
Continuon Services Comprehensive Ineligible Expense List.pdf
Continuon Services Debit Card FAQ.pdf
403B & 457B retirement plans:
All District employees are eligible to participate in voluntary 403B & 457B plans with District approved vendors. Defined contribution plans allow employees to save for their retirement with pretax dollars based on annual limits defined by the IRS. The plan was created to encourage long-term savings for retirement and voluntary employee contributions are payroll deducted semi-monthly. For additional information, please click the link below:
403B & 457B Retirement Plan information
Employee Assistance Program is available through Lifestyle Management Resources and also with other community resources for many of life's problems such as family crises, stress management, marriage counseling, alcohol & drug abuse, anger, grief, parenting, etc. at little or no cost to all employees, spouses, and dependents. The Community Resource Guide lists many organizations and programs that provide support and improvement in personal growth and work/life balance to improve an individual's quality of life. Click on the links below to open the PDF files.
Employee Assistance Program
Community Resource Guide Contacts and program information:
Human Resources has negotiated free services and discounts for our employees through years of building community partnerships. Please take time to review the Employee Perks Packet to take advantage of real savings and discounts to your wallets and pocketbooks! Click on the links below to open the PDF files.
For additional details or questions, please contact any member of the Benefits Team: (912) 395-5899.