Savannah Chatham County Public School System (SCCPSS): Employees' Benefits
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Cafeteria Plan Benefits
SCCPSS operates a plan designed the Internal Revenue Service Code Section 125 to allow many benefit deductions to be taken from your pay on a pre-tax basis. This means that you are not taxed on the health, dental and vision coverage deductions that come out of your paycheck. You can also set up reimbursement accounts with pre-taxed contributions to reimburse your dependent care expenses and unreimbursed medical expenses managed by our Aflac partnership. Newly hired employees are required to submit enrollment application within 20 days of their hire date; coverage is in effect on the first day of the month following 30 days of continuous employment. Your coverage for health insurance is through the Georgia State Health Benefit Plan and they provide the coverage, make policies and set premiums for the entire State of Georgia.
Once you elect your coverage options you are signing up for the entire year that ends 12/31 annually. You can make changes during the Plan Year only if you have a qualifying event defined as follows:
SHBP Qualifying Events.pdf
Health Plan Options- The State Health Benefit Plan (SHBP) is established for the benefit of school districts and other governmental employers by the Georgia legislature. SHBP operates through the Georgia Department of Community Health (DCH). SHBP and DCH determine the plan design, the monthly premiums, and the network providers. SCCPSS provides payroll deduction for your premium along with other administrative support. A 2013 Decision Guide is available for new employees. A chart of the 2013 Premium List is also available for your information. You may compare the different plans with the following benefit plan comparison summary:
Health Plan Wellness Option - The State Health Benefit Plan (SHBP) 2013 Wellness Promise requires specific biometrics reporting for all newly enrolled employees and their spouses who signed up for a wellness plan. Second year members are required to complete the on-line health assessment and an educational module. For complete details please visit the State Health Benefit Plan (SHBP) website:
2013 SHBP New Enrollee Decision Guide.pdf
2013 SHBP Keeping the Wellness Promise Information
2013 SHBP Biometrics Form
UHC SHBP 2013 PRESCRIPTION DRUG LIST.pdf
CIGNA SHBP PRESCRIPTION DRUG LIST 2013.pdf
State Health has partnered with PeachCare for Kids. Please review the data below to see if you may qualify for the PeachCare Program:
PeachCare and State Health 10-2012.pdf
Retirement Benefits - The retirement plans available to employees are established by the Georgia Legislature. The governing boards determine the plan design and employee contribution amounts. SCCPSS provides payroll deductions for your contribution and other administrative support.
Teachers Retirement System of Georgia is the retirement plan that covers most employees. Effective July 1, 2012, members contribute 6.0% of their gross salary on a pre-tax basis to the plan. The District contributes 11.41% of pay for fiscal year 2013 (this percent will increase to 12.28% effective 7/1/2013). Benefits are earned after 10 years of credited service. Full retirement benefits are available after 30 years of credited service. The link below will allow you to view all the TRS documents such as TRS Members Guide and Retirement Handbook:
TRS documents: http://www.trsga.com/Publications.aspx
TRS Members Guide
Public School Employees Retirement System of Georgia is the plan that covers employees who are non-supervisory roles in Maintenance, Custodial, and Food Service functions. Members contribute $4.00 to the plan each month for 9 months (September-May) each year. Employees hired after 6/30/2012 are required to contribute $10.00 to the plan each month. Benefits are earned after 10 years of service.
Ancilliary Insurance Products:
Basic Life Insurance- The District pays for a $10,000 term life insurance policy with ING for each employee who works at least 20 hours per week. All you need to do is complete the Beneficiary Card
Supplemental Term Life & AD&D Insurance - You can purchase additional life insurance in units of $10,000 up to $500,000 in coverage with ING effective 1/1/2013. If you become disabled , your insurance can be continued with no premium payment.
2013 SCCPS ING Benefit Summary.pdfDental Reimbursement Plans are available through Simple, Inc.
Dental Plan (Claim Form)
Dental Plan Information 2012.pdf
Simple also provides a Dental Discount Plan through AETNA insurance that will decrease dental cost when you elect the plan and use one of the in-network providers (see list).
Dental Discount Plan
Dental Discount Providers
Short and Long Term Disability
- The Hartford: Short term disability insurance pays a weekly benefit amount that you choose (40% or 60% of your current weekly pay) when you are unable to work due to illness or injury. Waiting periods are elected for 14-day or 60-days days for a disability up to 180 days. The monthly premium is based on the amount of benefit and waiting period you choose.
- The Hartford: Long term disability insurance pays a monthly benefit of 60% of your regular pay (subject to coordination with other benefit payments) after 180 days of disability. The monthly premium is based on your age and salary. Long term disability also provides "additional services" for employees who elect the coverage:
Ability Assist: Counseling services that provides access to Master's- and PhD-degreed clinicians for 24/7 assistance if you're enrolled in the LTD disability plan to include 3 face-to-face visits per occurrence per year occurrence for emotional concerns and unlimited telephone consultations for financial, legal, and work-life concerns.
Travel Assistance: (Provided by Worldwide Assistance) Emergency assistance available to you, your spouse, and your dependents when traveling 100 miles or more from your primary home (national or international travel) for 90 days or less.
Vision Care Insurance - EyeMed Vision Plan
The vision plan provides vision exams, lenses (or contacts), and frames at set prices when network providers are used. EyeMed Vision Plan Participating providers will file claims for In-Network services. The employee must file a claim for reimbursement to receive an out-of-network benefit.
EyeMed Plan Info 2013.pdf
EyeMed Plan Info 2013.pdf
Allstate, the organization that assists the District with the Cafeteria Plan, also offers supplemental coverage for cancer, intensive care and other medical problems.
Continuion is the District provider for Flexible Spending Accounts for dependednt care and medical reimbursement.
Continuon Services Comprehensive Eligible Expense List.pdf
Continuon Services Comprehensive Ineligible Expense List.pdf
Continuon Services Debit Card FAQ.pdf
Employee assistance is available through community resources for many of life's problems such as family crises, stress management, marriage counseling, alcohol & drug abuse, anger, grief, parenting, etc. at little or no cost to all employees, spouses, and dependents. The 2012 Community Resource Guide lists many organizations and programs that provide support and improvement in personal growth and work/life balance to improve an individual's quality of life.
2012 Community Resource Guide Contacts and program information:
Human Resources has negotiated free services and discounts for our employees through years of building community partnerships. Please take time to review the Employee Perks Packet to take advantage of real savings and discounts to your wallets and pocketbooks!
2012 Employee Perks Packet
For additional details or questions, please contact any member of the Benefits Team: (912) 395-5899.